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Pay by debit card: All cheap airlines charge customers a payment handling fee, which covers the costs they incur when accepting Credit Card payments. The fee may vary depending on the card circuit (Visa, Mastercard, Amex, Diners, etc) or the card type (Credit Card or Debit Card). Most of the time, if you pay by debit card you will be charged no payment handling fee or you will pay a lower fee than when paying by credit card.